Personal Finance
What is Personal Finance?
Personal finance is the management of money and financial decisions for an individual or household. It includes budgeting, saving, investing, and spending.
Most people need some guidance when it comes to personal finance. There are many resources available, including books, articles, websites, and financial planners. One of the most important things to do is to educate yourself on the basics of personal finance. This will help you make informed decisions about your money.
Some key topics to learn about include budgeting, saving, investing, and spending. You also need to be aware of financial risks and how to protect yourself from them. Additionally, it’s important to know about different financial products and services, such as loans, credit cards, and insurance.
Personal finance is something that you will need to deal with throughout your life. By learning about it now, you can set yourself up for success in the future.
Personal Finance Resources
I Want More Pizza: Real World Money Skills For High School, College, And Beyond
A short, teen-friendly intro to money skills that uses a pizza metaphor to teach saving, budgeting, and compound growth. Written for high-school and college students; a quick, actionable first personal-finance read.
Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By
A concise personal-finance primer built around 8 principles and 99 practical money lessons — budgeting, saving, credit, and investing — for teens and young adults. A popular graduation gift and homeschool money-skills supplement.
Foundations in Personal Finance: Homeschool Edition
Dave Ramsey's flagship high-school personal-finance curriculum, adapted for homeschoolers — a print student text plus streaming video lessons taught by Ramsey personalities, covering budgeting, saving, debt, investing, and insurance.
Money Smart for Young People
The FDIC's free, award-winning financial-education curriculum for ages Pre-K through 12, with grade-banded lesson plans, student activities, and parent/caregiver guides covering saving, spending, and banking basics.
EconEdLink
A free K-12 library of more than 1,000 economics and personal-finance lessons, interactive activities, and videos from the Council for Economic Education — searchable by grade, topic, and standard.
Biz Kid$
A free, Emmy-winning financial-literacy platform built around the public-television series — videos, lesson plans, and activities that teach kids and teens how money works, how to save, and how to start a business.
Hands on Banking
Free, self-paced financial education from Wells Fargo for every age group — kids, teens, young adults, and adults — covering saving, budgeting, credit, and smart money decisions, with no login or sign-up required.
Next Gen Personal Finance (NGPF)
A completely free, comprehensive personal finance curriculum for middle and high school — full courses, ready-to-teach lesson plans, interactive activities, and games covering budgeting, banking, credit, investing, and paying for college.
Money as You Grow
A free early-childhood money-skills resource from the U.S. Consumer Financial Protection Bureau — age-based activities, conversation starters, and read-along book guides that help parents teach kids ages 3–10 the building blocks of saving and spending.
Taxes
Benjamin Franklin (and several other writers/philosophers) tells us that “In this world nothing can be said to be certain, except death and taxes.” He's right. This tutorial focus on personal income tax. Very important to watch if y...
Finance for Everyone Capstone Project
Each course in F4E offers key insights and knowledge you will be able to apply in real-life situations. You’ll test drive those insights through activities and assessments that will influence your key money Decisions, your participation in financial...
Housing
Is it always better to buy than rent? What if home prices go up dramatically and rents don't? How can we compare home prices to rents to figure out what to do. This older tutorial (low-res, bad handwriting) walks us through this. It is about ho...