Foundations in Personal Finance: Homeschool Edition

Foundations in Personal Finance: Homeschool Edition is the homeschool adaptation of Ramsey Solutions' flagship high-school money curriculum, used in thousands of schools nationwide. Built for grades 9-12, it combines a full-color student workbook with streaming video lessons taught by Dave Ramsey and other Ramsey personalities, turning core money principles into a complete, semester-length course.

The curriculum is organized into chapters that move from mindset to mechanics: saving and budgeting, the dangers of debt and credit, smart spending and consumer awareness, careers and income, investing and wealth-building, insurance and risk management, and giving. Each video lesson is paired with workbook readings, activities, and assessments, and the homeschool edition includes a parent/teacher guide with answer keys, a suggested pacing schedule, and grading support — so a parent can run the course confidently even without a finance background.

Because it blends engaging video with a structured text and built-in tests, Foundations works well as a stand-alone high-school elective (many families award a half-credit in personal finance or consumer math). The print-and-streaming package includes one year of digital access; a fully digital edition is also available. As a paid, professionally produced curriculum, it carries a faith-friendly, values-based tone that many homeschooling families appreciate, while remaining practical and broadly applicable.

If you want to compare options before buying, our directory also lists strong free alternatives: the complete Next Gen Personal Finance course, the FDIC's Money Smart for Young People, and Personal Finance for Teens. Foundations stands out for its polished video instruction and turnkey, ready-to-grade structure.